First Home Buyers

Client Success Story

$30,000

Dollars Saved

4 Months

Loan Reduction

3 months

From Start To Finish

6.5

Interest Rate

Case Study

Elise and Drew, a young couple—a bricklayer and a nurse in their mid-30s—initially approached me with the idea of purchasing an apartment in Melbourne. They felt priced out of the Sydney market and saw Melbourne as their only option.

However, after sitting down together, we carefully ran the numbers and devised a comprehensive plan. By leveraging a guarantor, we were able to eliminate the need for Lender's Mortgage Insurance (LMI), which significantly reduced their upfront costs. We focused on finding properties under $800k, allowing them to take advantage of stamp duty exemptions. After five months of searching, Elise and Drew successfully secured their property, proving that with the right strategy and persistence, even challenging markets can offer great opportunities.

Testimonial

Chris provided friendly, personalised service, assisting and reassuring us every step of the way! As first home buyers we were out of our comfort zone, but Chris made the process smooth, encouraging enjoyment from the process. Thank you!
Chris Dodson
Founder, Mortgages Plus

What Our Clients Have To Say

“We can’t recommend Chris highly enough! He not only secured us a great rate but did so with lightning speed and amazing communication along the way. If you are looking for a mortgage broker who combines great expertise, incredible efficiency and a genuine passion for his clients’ success... Chris is the one!”

Nicole + Tristan

Manly, NSW

"We cannot recommend Chris highly enough. He has guided us through what can be an incredibly stressful, complicated, and high stakes time, always with a steady hand and good humour. Infinite patience and a wealth of experience. Highly recommend, five stars!"

Kim + Rob

Northern Beaches

"Chris is a legend! We had very complex borrowing needs with cross-border business income, a house sale in another country and a deadline for one-way flights which is a broker's nightmare. Chris stepped up and leveraged his extensive network to structure a great package with the right terms, the right price and the right speed to help us get our deal done on time. I would highly recommend Chris for your next refinance or home purchase."

Jamahl + Hannah

Brisbane

"Great service. Chris was a pleasure to work with. He seemed to genuinely care about our situation and worked hard to fulfil our current financial goals. Highly recommend."

Paul + Karon

Wollongong

"Chris provided friendly, personalised service, assisting and reassuring us every step of the way! As first-home buyers, we were out of our comfort zone, but Chris made the process smooth and encouraged enjoyment all the way. Thank you!"

Emma + Dean

Sydney

"Chris was extremely helpful and professional throughout our entire refinancing process. We did not know where to start initially and Chris listened to what we tried to achieve and worked out what was most appropriate and beneficial for us. It was a great outcome and an even better experience!"

Lucy + Tom

Sydney

"We recently refinanced our investment portfolio with Macquarie to gear it positively, and we couldn’t be happier with the process. If you’re looking for efficient, friendly, and timely service, contact Chris at Mortgages Plus. You’ll have peace of mind and no regrets—he truly has your best interests at heart. Highly recommend! "

Sandra + Bek

Manly

"I can't compliment Chris Dodson highly enough. From the very beginning, he was incredibly attentive, knowledgeable, and committed to finding the best mortgage for my needs. The entire process was smooth and stress-free, guiding me each stop of the way with clear explanations and timely updates. Chris is professional and his expertise is evident, but it was his genuine care and personalised approach that really set him apart. I continue to liaise with Chris post mortgage settlement in the pursuit of the next investment opportunity. Chris understands my position and goals and I can see him being my mortgage broker for life."

Anita + Jack

Sydney

"Since our first encounter, Chris has been amazing at helping us understand the different loan options in the Australian market. He was very patient going through each scenario with us and always promptly available to discuss. His help and expertise were greatly appreciated, and he not only helped us choose the best loan but also understood all the parameters behind our final choice. Very open-minded, there was never a wrong question to ask. Chris helped us secure a great package with our preferred bank within a long-term approach that we happily evolved together. We look forward to working more with Chris in the near future and highly recommend anyone get in touch with him. He has been a great team member in helping us build a long-term strategy!"

Jac + Delp

Bondi Beach

"Chris was incredibly helpful and friendly throughout the process of refinancing both my own home and my investment property, setting up a solid financial future and a clear pathway to retirement. I am immensely grateful for the excellent results achieved. I highly recommend Chris’s services."

Karen B

Canberra, ACT

"Chris is knowledgeable and communicates extremely well. Chris was calm and gave various options and chatted like we had been doing business for many years. His service is refreshing, and he makes the whole situation easy and takes away the stress of it all. Highly recommended and will use for many years to come."

Michael

Narre Warren, VIC

"Chris was great, he got us a great interest rate (better than anything advertised by the banks), and coached us through the cooling off period with ease. He made sure the bank did their job, and really took the stress us of us. Very happy with the result getting into the Northern Beaches as first time buyers!!"

Seb + Ceci

Northern Beaches, NSW

"This was my first experience using a broker and Chris was great. I was really pleased with the fast and convenient experience. I highly recommend his services, very professional, made the process hassle-free with a great outcome and very efficient. Great bloke and great service!"

Michael H

Atikenvale, QLD

"Chris is not just a mortgage broker; he’s a true professional who goes above and beyond to ensure his clients get the best possible home loan.Thanks to Chris, I secured a home loan that perfectly fit my needs and financial goals. You won’t find a more knowledgeable, reliable, and personable mortgage broker in the business."

Jamal + Anjum

Rooty Hill, NSW

"Chris is the best mortgage broker I’ve ever had and I’ve had a lot!! Tenacious, reliable and isn’t afraid of the hard yards to get the best possible deal. And a thoroughly great guy to boot.We can not recommend Chris highly enough."

Jon + Gayle

Bondi Beach, NSW

"We can’t recommend Chris highly enough! He not only secured us a great rate but did so with lightning speed and amazing communication along the way. If you are looking for a mortgage broker who combines great expertise, incredible efficiency and a genuine passion for his clients’ success... Chris is the one!"

Nicole + Tristan

Manly, NSW

Get Your Mortgage Questions Answered

A mortgage might just be the biggest financial decision you'll make, so treat it like one. There’s no such thing as a silly question so reach out and get in touch - we’ve got your back.