Home Loan Refinancing

"Chris is incredible. Responsive and meticulous with detail, he took the time to understand my needs and goals and showed me what was possible with my finances. Ultimately, he made the process of buying our new home stress-free. Couldn’t have done it without him. I can’t recommend Chris highly enough!"

"Chris, thank you for your fantastic service from start to finish. The entire process took less than a week, and we received unconditional approval from the bank — which was amazing. You were always quick to respond, provided clear guidance throughout, and genuinely cared about achieving the best outcome for us. Of course, we understand that we also had to do our part with supplying all the paperwork promptly to make this happen. We truly appreciate your hard work and efficiency. You’re an outstanding professional and a true Kiwi at heart. "

"Chris is an outstanding broker and easily the best we’ve worked with. He recently helped us refinance and went above and beyond to get everything sorted. Our situation was complex, as I’m a self-employed contractor operating through a company, which created a number of challenges along the way. Chris was incredibly persistent and hardworking, navigating each hurdle and ultimately achieving the best possible outcome for us. He liaised with all relevant parties to ensure the process moved smoothly and that our circumstances were properly understood. His communication was exceptional. We were kept informed at every stage, and everything was handled professionally and efficiently. Chris is friendly, approachable, and provides genuine advice that is always in his clients’ best interests. We would absolutely work with him again and highly recommend him to anyone looking for a reliable and dedicated broker. Thank you again, Chris."

"As a single woman, I often find anything financial incredibly difficult, frustrating, and overwhelming. From the moment I first connected with Chris, however, the entire process became smooth, straightforward, and stress-free. I usually dread dealing with financial matters, and the idea of refinancing my mortgage felt particularly daunting, but I couldn’t be happier with the outcome. When it comes to mortgages or refinancing, I truly couldn’t recommend anyone more highly. Chris has been not only professional but also wonderfully down to earth. He has a real talent for explaining things clearly and concisely, making everything easy to understand. He’s also fantastic at following up and keeping things on track...which was especially helpful for me. Thank you so much, Chris. I genuinely couldn’t be happier with the experience."

"His service is on another level. He’s professional, incredibly knowledgeable, and you can feel the years of experience in every conversation. Chris doesn’t just “do the job,” he actually cares — he explains everything clearly, gives you options you didn’t even think of, and fights to get you the best result every single time."

"Exceptional service and expertise. Chris was understanding of my goals, very supportive and executed with speed. I would definitely use him again. Highly recommend him for your personal or business growth."

"Chris made buying my apartment in Manly a simple and stress-free experience! He explained everything clearly, moved quickly with pre-approval, and secured a great rate that the bank couldn’t match. His communication and strategy were outstanding from start to finish. If you’re looking to buy on the Northern Beaches and want a reliable and excellent local mortgage broker, I highly recommend Chris and Mortgages Plus!"

"Best broker in Manly and on the Northern Beaches!! Chris made the whole process easy and worked tirelessly to get the result I needed. What really impressed me was that he followed up with all parties throughout the entire process and ultimately drove a fast and successful outcome. He found the best deal for my situation, kept me informed every step of the way, and took care of everything - right through to arranging settlement. He even managed to bring the settlement date forward so the funds were in my account before I went overseas. That level of service is rare. I highly recommend Chris and will definitely be using his services again. Excellent broker and broker for life. 💪"

"Chris is my Mortgage Broker and drove the process for my wife and I to secure our first property this year. He was fantastic to work with from start to finish. Being our first purchase, we had plenty of questions and many blind spots through the process which Chris was able to very effectively guide us through. He was able to provide excellent broker advice, as well as very helpful advice and coaching to help us better understand the properties we were pursuing as an impartial observer. I would absolutely recommend him for my friends and family, as he secured us a great rate, was extremely transparent on our financial position and the options it allowed for, and communicated clearly & promptly at every step. Looking forward to continuing working with him into the future!"

"My wife and I couldn't be happier with the service provided by Chris. After being frustrated and disappointed by other brokers, Chris was a total breath of fresh air and made purchasing our first home on the Northern Beaches a reality. From our first contact, Chris was excellent across the process: highly organised, approachable, and a great communicator. He was completely upfront with expectations, and his tools for comparing lenders gave us fantastic visibility of our options. Chris was constantly on top of the process, from securing our initial pre-approval to finalising the bank arrangements promptly after purchase. ​If you need a broker who is a true professional, solution-focused, and delivers results, we absolutely recommend Chris to anyone! "

"Chris is an absolute godsend, we initially messaged Chris having no idea what is involved with buying our first home or if it was even possible. We dotted the i's and crossed the t's and he took care of the rest. I've gained so much knowledge and insight throughout this process thanks to Chris and have really enjoyed working with him, I cannot fault this experience at all. Today is the day we got our approval and it all wouldn't have been possible if we didn't have Chris on our side. I cannot recommend him enough for anyone considering buying their first home, especially if you are a fellow kiwi he is equipped with all the knowledge. Our new home is going to be filled with memories of our family and a reminder of our amazing mortgage broker who helped us to be able to create those memories. Thank you for your professionalism, guidance and patience and sharing your knowledge with us Chris. You are an absolute legend!"

"Chris is excellent. From the first meeting, he was friendly, professional and prompt. He helped to find actionable solutions and work around our needs to deliver a product that met our requirements. He made himself available constantly and was proactive in progressing matters. It is rare to find someone that is both so helpful and responsive. 10/10"

"Chris has been an absolute diamond! He is responsive, friendly and incredibly professional all while getting the best deal for us as we purchase our first home in Australia. He has taken the time to answer all our questions (there have been plenty!) and made sure we are certain of every process step. We honestly feel we have hit the jackpot with Chris and I cannot recommend him highly enough. If you are looking for a broker, you cannot go wrong with Chris. Thank you for your continued support!"

"We recently worked with Chris to refinance our property, and the experience was outstanding from start to finish. He was instrumental in helping us secure the best possible deal, moved quickly through every step of the process, and took the time to clearly explain all the details along the way. We highly recommend Chris to anyone looking for property advice! "

"From the outset, Chris demonstrated exceptional professionalism, clear communication, and a thorough understanding of both the lending environment and the unique challenges faced by self-employed expats. He worked diligently with the banks, explored every possible avenue, and ultimately secured the finance I needed — something others had said wasn’t possible! If you’re navigating a complex lending situation, especially as a New Zealander in Australia, Chris is absolutely the person you want in your corner."